County profile · NJ
Cost of living in Morris County, New Jersey
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
$58,488/yr
Estimated annual cost
#3,155 of 3,222
National cost rank
$0/yr
ACA subsidy
Where the money goes
- Housing (2 BR rent): $33,816
- Healthcare (ACA Silver, after subsidy): $13,440
- State + local taxes: $2,748
- Groceries · family of 2: $8,484
| Housing (2 BR rent) | $33,816 |
| Healthcare (ACA Silver, after subsidy) | $13,440 |
| State + local taxes | $2,748 |
| Groceries · family of 2 | $8,484 |
| Total | $58,488 |
Morris County, New Jersey lands at #3155 of 3222 on modeled annual cost in our default household scenario (about $58,488 per year).
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
Housing starts from Census ACS 2023 county medians (New York-Newark-Jersey City, NY-NJ); metro counties may be calibrated to recent market rent indexes. Health insurance uses the second-lowest Silver plan in ACA rating area 34-STATE, net of advance premium tax credits when enabled.
What’s specific to New Jersey
State and local income tax on this page reflects NJ brackets and any modeled local wage overlays from our committed tax tables—not federal income tax. Qualified retirement plan/IRA distributions generally taxed like ordinary income unless a specific exclusion applies. Groceries follow the USDA Moderate-Cost tier scaled by BEA state regional price parities, with household-size adjustments matching the homepage explorer.
Nearby counties to compare
-
Monmouth, New Jersey
$59,076/yr
Monmouth County, NJ: roughly 1% higher total cost under the same defaults.
View profile → -
Newport, Rhode Island
$58,176/yr
Rhode Island neighbor (Newport County): about the same modeled annual cost; state tax rules differ from NJ.
View profile → -
Hood River, Oregon
$59,196/yr
Oregon neighbor (Hood River County): roughly 1% higher total cost; state tax rules differ from NJ.
View profile →
How we calculated Morris County's numbers
- Rent / housing: acs_b25031_zori_calibrated
- Home values (ZHVI): acs_proxy
- Income tax: 2026
- Health / ACA: 2026
- Groceries: SARPP LineCode 2 (Goods)
Dollar figures on this profile use the homepage default household unless your URL includes custom explorer parameters. Rank is among counties with complete modeled totals ( 3,222 U.S. counties in our artifact).