County profile · AZ
Cost of living in Graham County, Arizona
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
$36,384/yr
Estimated annual cost
#1,922 of 3,222
National cost rank
$0/yr
ACA subsidy
Where the money goes
- Housing (2 BR rent): $10,728
- Healthcare (ACA Silver, after subsidy): $15,672
- State + local taxes: $2,088
- Groceries · family of 2: $7,896
| Housing (2 BR rent) | $10,728 |
| Healthcare (ACA Silver, after subsidy) | $15,672 |
| State + local taxes | $2,088 |
| Groceries · family of 2 | $7,896 |
| Total | $36,384 |
Graham County, Arizona lands at #1922 of 3222 on modeled annual cost in our default household scenario (about $36,384 per year).
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
Housing starts from Census ACS 2023 county medians (Non-metropolitan (ACS only)); metro counties may be calibrated to recent market rent indexes. Health insurance uses the second-lowest Silver plan in ACA rating area 04-STATE, net of advance premium tax credits when enabled.
What’s specific to Arizona
State and local income tax on this page reflects AZ brackets and any modeled local wage overlays from our committed tax tables—not federal income tax. Qualified retirement plan/IRA distributions generally taxed like ordinary income unless a specific exclusion applies. Groceries follow the USDA Moderate-Cost tier scaled by BEA state regional price parities, with household-size adjustments matching the homepage explorer.
Nearby counties to compare
-
Yuma, Arizona
$37,044/yr
Yuma County, AZ: roughly 2% higher total cost under the same defaults.
View profile → -
Lorain, Ohio
$36,372/yr
Ohio neighbor (Lorain County): about the same modeled annual cost; state tax rules differ from AZ.
View profile → -
Tippecanoe, Indiana
$36,396/yr
Indiana neighbor (Tippecanoe County): about the same modeled annual cost; state tax rules differ from AZ.
View profile →
How we calculated Graham County's numbers
- Rent / housing: acs_b25031_zori_calibrated
- Home values (ZHVI): acs_proxy
- Income tax: 2026
- Health / ACA: 2026
- Groceries: SARPP LineCode 2 (Goods)
Dollar figures on this profile use the homepage default household unless your URL includes custom explorer parameters. Rank is among counties with complete modeled totals ( 3,222 U.S. counties in our artifact).