County profile · AL
Cost of living in Baldwin County, Alabama
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
$44,028/yr
Estimated annual cost
#2,799 of 3,222
National cost rank
$0/yr
ACA subsidy
Where the money goes
- Housing (2 BR rent): $16,080
- Healthcare (ACA Silver, after subsidy): $15,468
- State + local taxes: $4,500
- Groceries · family of 2: $7,980
| Housing (2 BR rent) | $16,080 |
| Healthcare (ACA Silver, after subsidy) | $15,468 |
| State + local taxes | $4,500 |
| Groceries · family of 2 | $7,980 |
| Total | $44,028 |
Baldwin County, Alabama lands at #2799 of 3222 on modeled annual cost in our default household scenario (about $44,028 per year).
Estimated housing, health insurance, state and local taxes, and groceries for a household of 2 earning $100,000 per year (married filing jointly), modeled as renters, ACA marketplace subsidies included.
Housing starts from Census ACS 2023 county medians (Daphne-Fairhope-Foley, AL); metro counties may be calibrated to recent market rent indexes. Health insurance uses the second-lowest Silver plan in ACA rating area 01-STATE, net of advance premium tax credits when enabled.
What’s specific to Alabama
State and local income tax on this page reflects AL brackets and any modeled local wage overlays from our committed tax tables—not federal income tax. Qualified retirement plan/IRA distributions generally taxed like ordinary income unless a specific exclusion applies. Groceries follow the USDA Moderate-Cost tier scaled by BEA state regional price parities, with household-size adjustments matching the homepage explorer.
Nearby counties to compare
-
Lee, Alabama
$44,112/yr
Lee County, AL: about the same modeled annual cost under the same defaults.
View profile → -
Northampton, Pennsylvania
$44,004/yr
Pennsylvania neighbor (Northampton County): about the same modeled annual cost; state tax rules differ from AL.
View profile → -
St. Louis, Missouri
$44,052/yr
Missouri neighbor (St. Louis County): about the same modeled annual cost; state tax rules differ from AL.
View profile →
How we calculated Baldwin County's numbers
- Rent / housing: acs_b25031_zori_calibrated
- Home values (ZHVI): acs_proxy
- Income tax: 2026
- Health / ACA: 2026
- Groceries: SARPP LineCode 2 (Goods)
Dollar figures on this profile use the homepage default household unless your URL includes custom explorer parameters. Rank is among counties with complete modeled totals ( 3,222 U.S. counties in our artifact).